FAQs
Can I pay off my purchase early?
Yes! There’s no penalty for paying early.
Back to top How do I make my payments?
You can make or schedule payments at affirm.com or in the Affirm app for iOS or
Android. Affirm will send you email and text reminders before paymentsare due.
Back to top Can I return an item I bought with Affirm?
Yes—you can return an item you bought with Affirm by initiating the return process
with the store.
Back to top Does checking my eligibility affect my credit score?
No, your credit won’t be affected when you create an Affirm account or check your
eligibility (including checking your pre qualification eligibility). When you apply for or
check to see if you prequalify for Affirm financing, it’s considered a soft inquiry,
which does not affect your credit. If you decide to pay with installments through
Affirm, your payment plan and repayment activity may be reported to credit
bureaus.
You can find more information on Affirm’s Help Center.
Back to top Do I need a mobile number to use Affirm?
Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This helps
Affirm verify it’s really you who is creating your account and signing in.
Back to top Where can I learn more about Affirm?
You can visit their website at affirm.com.
Back to top